SMEs are a critical component of the Malaysian economy, contributing more than a third of gross domestic product (GDP) and providing job opportunities to more than four million workers in Malaysia. Banking institutions is the main source of financing for SMEs, providing more than 90% of total financing. Provision of SME financing is also complemented by the Development Financial Institutions, Bank Negara Malaysia’s Funds for SMEs.

Development Financial Institutions

  1. Bank Perusahaan Kecil & Sederhana Malaysia Berhad (SME Bank) ( www.smebank.com.my )
  2. Bank Pertanian Malaysia Berhad (Agrobank) ( www.agrobank.com.my )
  3. Bank Pembangunan Malaysia Berhad ( www.bpmb.com.my )
  4. Export-Import Bank of Malaysia Berhad (EXIM Bank) ( www.exim.com.my )
  5. Bank Simpanan Nasional ( www.mybsn.com.my )
  6. Bank Kerjasama Rakyat Malaysia Berhad ( www.bankrakyat.com.my )

Commercial Banks

Islamic Banks

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